Although I wasn’t able to keep my house, Mike and the team at Hope4Hardship were incredibly helpful in navigating my options. They worked directly with the mortgage company and helped me sell the house, allowing me to cash out on some equity. They made a difficult situation much easier to handle, and I’m grateful for their support. I highly recommend Hope4Hardship to anyone facing mortgage struggles.

Before I reached out to Hope4Hardship, the main obstacle I faced was the lack of communication from my mortgage company and not knowing the right things to say. They didn’t offer any options, which made the situation feel hopeless. Mike and his team were able to step in and make the process much easier by asking the right questions and knowing exactly what needed to be done….Hope4Hardship was able to engage directly with the mortgage company, uncover the available options, and set up a plan to get my mortgage back on track. The end result exceeded all of my expectations. The mortgage company waived the past-due amount and restructured my payments on the backend, ultimately saving my home from foreclosure. I highly recommend Mike and Hope4Hardship to anyone struggling with foreclosure or facing mortgage difficulties. They have been a huge help to me, and I’m confident they can help others in similar situations…What stood out most to me is how personable Mike and his team are. Mike also has personal experience with these kinds of challenges, which made me feel more comfortable and confident that I was in the right hands. I’m so glad I took a chance on them—it truly paid off.

I was struggling to keep up with my mortgage on my multi-family home, and dealing with the bank was just completely unbearable. The incompetence and pure rudeness from my client relationship manager made it very clear that it would be impossible to navigate the process alone. Hope4Hardship stepped in about halfway through the process, helped me to understand my rights, negotiated with the bank on my behalf, and got me back on the right track with a solution that kept me from losing my property. What stood out to me the most was how much Mike genuinely cared. I would absolutely recommend their services to anyone behind on their mortgage or anyone who just needs an education on what their options are when facing the threat of foreclosure. They turned what seemed like a hopeless situation into a second chance.

Before finding Hope4Hardship, I was completely stuck. The entire process felt overwhelming. I didn’t know where to turn or what sort of options I had. Hope4Hardship gave me a clear path and the support I needed to take action. Thanks to them I was able to keep my home.

Hope4Hardship has given me a second chance. It’s forced me to address some real issues…..like severe depression….to realize what I need to do to be responsible. The end result is far away. But we are back on track to budgeting wisely and not just spending money on random things. I’m trying to act responsibly each and every day…Hope4Hardship is committed to helping people educate themselves to do their due diligence and being responsible citizens. Mike is extremely knowledgeable and has been there. I’m already sharing my experiences with close friends I trust, encouraging them to reach out.”

Mike was incredible throughout the entire process. He took the time to speak with the bank on my behalf and guided me through all the necessary paperwork. Thanks to his help, my house was taken out of foreclosure

I was in a very abusive marriage and divorce, my ex husband went to jail and I was unable to work for almost a year.  When I met Mike, he listened to my story and helped me to stop feeling ashamed and embarrassed.  He began communicating with my bank, helped me apply for assistance and while we were waiting for a response, the bank scheduled a foreclosure auction.  I still don’t know how he did it, but he kept calling them every day and they finally agreed to accept my application for assistance.  I just met him at his office last week to sign and notarize the new documents from the bank, they cancelled the auction, took care of my past due payments and I resume my regular payments on October 1st.  I don’t know what I did to deserve Mike coming into my life, but I am so grateful that he did.

Honestly, I feel so stupid for not listening to Mike sooner, I work in the prison system, all hours of the day and night so staying in touch became hard.  But he warned me that if I didn’t do anything a foreclosure auction would be scheduled.  Sure enough, one was, so I called him frantically asking what we could possibly do.  He came to see me and outlined all of my options, to my amazement he was able sell my home with only19 days left before the auction, he must have had 75 people come look at it, it sold for $150,000 more than we were asking and I walked away with the biggest check I’ve ever seen in my life.  There is no question I would recommend Michael and his team for any help with your mortgage company, property taxes or real estate in general

I lost my wife to a long battle with cancer, she was always in charge of the family finances.  Left alone to care for my 2 daughters, I was struggling just to continue working and adjusting to being the only parent for my girls.  I had missed almost a years worth of mortgage payments and was facing foreclosure.  I received so many calls, visits and letters from so many different people, Mike stood out to me and I saved his voicemail.  A few weeks later I finally called him, I met him at his office and he helped me apply for assistance from the state, after about a month, my assistance was approved and all of my past due payments were paid by the state program.  I owe keeping my home and my girls in the same school to Michael Russell, I would recommend anyone facing trouble with their mortgage company to trust in his services.

I was in foreclosure on my house and owed $15,000 or I would lose my house. Michael helped me contact my mortgage company and figure out the best solution for me to keep the house. Fast forward to today, I am now current on my house payments and I am no longer living in fear of losing my home.  Throughout the entire process, Michael was kind and non-judgmental, he has a way of listening and understanding that really helped me both mentally and emotionally.