I got behind on my mortgage due to a number of factors – in particular two car payments, ironically for two cars that also needed extensive repairs. Wells Fargo started the foreclosure process within three months. Obviously, I was freaking out. Michael Russell reached out anonymously. He told me his personal story of foreclosure and said that he wanted to help. I shot down to meet him that very day. He called the mortgage company with me at his side. We found out what the process was. I followed his directions. He saved my house. Simply put, he got me out of foreclosure. Now I’m on a three-month trial period. And my rate actually goes down for the first year. Michael never asked for a dime. I have three kids and now I’m on my way back. I’d recommend Michael Russell without hesitation.