I lost my wife to a long battle with cancer, she was always in charge of the family finances.  Left alone to care for my 2 daughters, I was struggling just to continue working and adjusting to being the only parent for my girls.  I had missed almost a years worth of mortgage payments and was facing foreclosure.  I received so many calls, visits and letters from so many different people, Mike stood out to me and I saved his voicemail.  A few weeks later I finally called him, I met him at his office and he helped me apply for assistance from the state, after about a month, my assistance was approved and all of my past due payments were paid by the state program.  I owe keeping my home and my girls in the same school to Michael Russell, I would recommend anyone facing trouble with their mortgage company to trust in his services.