I ran into financial problems once I lost my job during Covid. I entered into a forbearance agreement with my mortgage company but apparently, I didn’t read the fine print – which indicated that I would be responsible for the entire amount through a reinstatement. I missed that date but wouldn’t have been able to pay it all anyway. They wouldn’t accept any payments unless I paid the entire amount owed. This lead to the bank starting the foreclosure process…When Michael first reached out, there were so many people calling me–attorneys, realtors and the so called we-buy-ugly-houses people. So, I ignored his attempts for weeks. He didn’t give up and I finally answered. Michael’s story resonated with me. I felt like he was someone I could trust. I went to meet him at his office, we called my mortgage bank together and in about 10 minutes he got my mortgage under review and out of threat of foreclosure. Two weeks later, the bank came back with a plan to get me back on track. I got a package in the mail, brought it to Mike and he helped me fill it out, get it notarized and sent back to the bank…The bank took the entire amount of money I was past due, more than $46,000, and put it on the end of my mortgage, allowing me to keep my 3.25% mortgage, as long as I began my regular payments again by April 1. I have been making my payments every month on time, I am back to work, kept my home and my kids in the same school…From the first time we spoke to Michael I knew his concern was sincere. When we met, he actually had me crying in relief. Michael made my story seem so normal and my problems so simple. I was pretty stuck feeling bad for myself and thinking I was a failure. In a weird sort of way, he fixed that. I would recommend Mike to anyone in a situation like mine.
