In The News
Hope4Hardship’s Michael Russell Featured on the REI Agent Podcast with Mattias Clymer

The REI Agent Podcast
Michael Russell recently appeared on the REI Agent podcast with Mattias Clymer. The episode was entitled “From Crisis to Comeback to Saving Homes and Changing Lives with Michael Russell. Here’s a notable quote:
“In the last five years or so, I’ve been focusing on a nonprofit that I created called Hope4Hardship, which helps people who are facing imminent foreclosure in and around the New England area. It’s become my passion project. It’s something I enjoy doing because it resonates with me very personally because of my own struggles with those kinds of things.
There’s a whole bunch of real estate knowledge around in my head that makes it pretty simple for me to help people request assistance from the very entity that is threatening their housing—the bank. So it’s just pretty simple to me and so it doesn’t take a tremendous amount of effort. I’ve been doing that kind of thing my whole life and so I figured the best thing I can do with that knowledge is pay it forward to the next man and woman.”
For more, check out the full interview.
Hope4Hardship’s Michael Russell Featured on Free Life Agents Podcast
Free Life Agents Podcast
Michael Russell recently appeared on the Free Life Agents podcast with Kobe Xin. The episode was entitled “How to Overcome Adversity – Real LIFE Riches to Rags to RICHES with Michael Russell of Hope4Hardship”. Here’s a notable quote:
“The how I got to where I am today is by making all the wrong decisions for the better part of 20 years. And I did that really through a selfish entitlement where I I wanted to be wealthy from a very young age. And I saw this company as an opportunity to become wealthy. And so I I lived in the moment for the better part of 20 years. I lived in the moment. Every dollar I consumed, I spent. I fell into the typical societal American male norms of what was important in life and I pursued those things like they were the most important thing in the world, and I exhausted every possible dollar I could. I didn’t have any idea about macroeconomics or politics or regulations or anything that went on in the real world. I lived in my own little bubble. And I foolishly believed that the money was not just going to keep coming in, but it would come in at an even higher clip, in perpetuity for the rest of my career in my life.”
For more, check out the full interview.
Hope4Hardship’s Michael Russell Featured on Radio Entrepreneurs Podcast
Radio Entrepreneurs Podcast
Michael Russell recently appeared on the Radio Entrepreneurs podcast with Jonathan Freedman of Mage, LLC. The episode was entitled “Keeping Families in Their Homes” with Michael Russell of Hope4Hardship”. Here’s a notable quote:
“Between 2009 and 2012, I worked for Freddie Mac and we dispersed up, listed and sold more than 1000 foreclosed properties in and around southeastern Massachusetts. I got to witness lockouts where a family is greeted by a sheriff and two movers and a box truck. It’s heartbreaking.”
For more, check out the full interview
Hope4Hardship’s Michael Russell Featured on Never Lose a Deal Podcast
Never Lose a Deal Podcast
Michael Russell recently appeared on the Never Lose a Deal podcast with Lorillia Brown-Phillips. The episode was entitled “Real Estate Success after Bankruptcy & Foreclosure with Mike Russell”. Here’s a notable quote:
“By and large, this is, you know, pro bono therapy work trying to help people avoid the same ridiculous mistakes I made. And that’s the fair bargain that I made my life the last eight years has been a road of recovery in so many different ways. And the fair bargain that I’ve made is to give it freely to the next man or woman.”
For more, check out the full interview
Crushing Debt Podcast
Michael Russell recently appeared on the Crushing Debt podcast with Shawn Yesner, Esq. The episode was entitled “How to Avoid Self-Sabotage”. Here’s a notable quote:
Notable quote from the interview:
“Through a real estate career, you see all the emotions of the human being as they travel through the every type of real estate transaction. What always resonated with me more than say the first time homebuyer were the sad stories. I represented Freddie Mac from 2008 to 2013 and I probably sold 1000 different foreclosed properties. And I would go down there and witness lockouts where the sheriff and a couple movers with a box truck would show up and knock on the door and they would say you have an hour to take everything you want, the movers will put it in the truck when we’re done. And then we’re changing the locks.”
For more, check out the full interview.

Facing Home Foreclosure: Insights from a Real Estate Veteran
Foreclosure, one of the scariest words to any homeowner
Here’s Mike on My Generation, the podcast of South Shore Senior News. My generation is hosted by Steve Dubin of PR Works.
Notable quote from the interview:
“I’ve been in the real estate business since I was 19 years old. I did a lot of work in the early years representing banks who had already foreclosed on properties and were then tasked with marketing and selling those assets. So I got to see at a pretty young age a lot of the strife and pain that people go through when they are effectively escorted out of the homes that they owned before the bank foreclosed on. I was pretty observant to what I witnessed, which was tragic. And then I faced my own struggles.”
For more, check out the full interview.
Rebuilding Life After Financial Devastation

Here’s Mike on the Financially Intentional podcast with Naseema Elroy
Notable quote from the interview:
“Everyone struggles. What I learned is that your struggle is supposed to be a chapter, not the whole damn story. But we make it the whole damn story and we self-sabotage sometimes and make problems worse.”
For more, check out the full interview.
Navigating Foreclosure: Effective Remedies and Costs | Go Gaddis Real Estate Radio
Here’s Mike on the Go Gaddis Real Estate Radio podcast.
Notable quote from the interview:
If you want bank assistance when you fall behind on your, on your payment responsibilities, they offer retention options. And that can be in the form of a loan modification, where you modify the terms of the note, which are not typically attractive in an environment like this. A lot of these people are sitting on two-three percent mortgages, right? So this option is better than foreclosure but not outstanding. It’s called a partial claim mortgage as long as you’re able to resume your normal payments in about 60 days, they’ll take the arrearage and tack it on to the back of the loan.”
For more, check out the full interview
Hope4Hardship Founder Michael Russell Shares Foreclosure Insights on W4CY’s Winning Business Radio with Kevin Hallinan
Hope4Hardship Founder Michael Russell recently appeared on W4CY’s Winning Business Radio with Kevin Hallinan. The episode aired on Monday, Easy 99.1, WPLM-FM’s South of Boston program, hosted by Rob Hogan, on Sunday, December 9.
In a wide ranging interview, Michael shared part of his journey, how he got started in real estate and why he founded Hope4Hardship. Here are a few bytes from the interview:
“The vast majority of the people I meet who have fallen behind on their mortgage payments have many other problems in their life as well. I relate to a lot of them. In my experience, it’s actually a lesser number of people who fall behind on their mortgage in my experience that are true victims. There is a small segment who through things outside their control found themselves in a situation…”
“Most banks are willing to do what’s called a partial claim mortgage and what that means is they take the arrearage that’s past due and tack it onto a second mortgage on the back end…”
“You don’t want a loan modification when you fall into this situation, because a modification of the terms closes at today’s current rates. Many of these people are in trouble at 2 1/2 percent mortgage rates. If you can keep that in place, handle the arrearage and keep your normal mortgage in place, it’s cheaper than rent.”
Hope4Hardship Founder Michael Russell Shares Foreclosure Insights on Real Estate Without Renters podcast
Mike Russell appears on Real Estate Without Renters
Hope4Hardship Founder Michael Russell recently appeared on Real Estate Without Renters podcast. Kevin Shortle hosts the podcast. Kevin had this to say about the interview:
“When you have a show and you do enough episodes, at some point in time, you do start to get emails from people saying, “So and so should be on your show,” and that sort of thing. A lot of times, it’s not a right fit. I got an email introducing our guest and that was probably the fastest one I’ve ever responded to and said, “Yeah, I want to get him on.”
Here’s a link to Mike’s appearance, entitled Mike Russell on Avoiding Foreclosure and Reclaiming Stability
To listen to the interview, click here.

Behind on your mortgage payments? Are you ducking calls from your bank? Avoiding the mail? Have you tried to fill out assistance applications but didn’t succeed? Are you getting increasingly nervous?