In The News
The Millennial Debt Domination podcast
Michael Russell recently appeared on the Millennial Debt Domination podcast with Katie Fatta. The episode was entitled Breaking Into The Housing Market.
Here’s a notable quote from Michael Russell during the podcast:
“When we came out of that COVID period of time where interest rates were brought down to the lowest levels we’ve seen in decades. There was kind of a wall of fatigue for home buyers where they just could not believe that they were looking at a house six months ago where the payment would have been X and now they’re looking at them today and the payment is two or three times as much. That was very challenging and it put a lot of people on the sidelines.”
For more, check out the full interview.
Hope4Hardship’s Michael Russell featured on the Trilogy Realty’s The Real in Real Estate podcast with Jean Mitchell.
Hope4Hardship Founder Michael Russell recently appeared on The Real in Real Estate podcast with Jean Mitchel in an episode entitled Let’s Get Real about Foreclosures. Here’s a short clip from his appearance:
“Home affordability has never been lower than it is today. The affordability index is something ridiculous like 48 percent. That means that only 48% of American households can afford the average home today, and that’s that’s a sad state of affairs. And so, so many of the people that we end up working with are sitting in what most fail to recognize is perhaps one of the most valuable things in America today: a home. Especially those sitting in a fixed rate, low interest, long term mortgage.”
To hear the entire podcast, play the video below.
Hope4Hardship featured in Fall River Herald News

Hope4Hardship’s counseling services for divorcing homeowners was recently featured in the Fall River Herald News. Check out the article by clicking the link below:
Dartmouth nonprofit is a lifeline for divorcing couples facing housing decisions. Here’s how
When happiness turns to hardship, couples on the verge of divorce – or struggling to decide who will remain in the family home – can turn to Mike Russell, founder of Hope4Hardship, for guidance and support.
Russell, president at CENTURY 21 Signature Properties, has owned his own real estate company since he was 19 years old. Throughout his journey he has faced numerous hardships, many of them tied to real estate and financial challenges, which have shaped his passion for helping others navigate similar struggles.
This article also appeared in the New Bedford Standard-Times.
Hope4Hardship announces new support services for homeowners going through divorce
FOR IMMEDIATE RELEASE
CONTACT: Steven V. Dubin, (781) 582-1061, sdubin@prworkzone.com

DATELINE: DARTMOUTH, MA…
Hope4Hardship, a non-profit organization dedicated to assisting homeowners facing foreclosure, recently launched specialized support services for individuals going through divorce. This initiative aims to address the emotional and financial stress that comes with making significant decisions about one’s living situation during divorce proceedings.
“We understand how hard it is to make big decisions about your living situation when so much is already in flux,. I went through it myself,” said Michael, Russell, founder of Hope4Hardship. “That’s why Hope4Hardship is now offering specialized support for individuals going through a divorce who are unsure if they can afford to stay in their home.”
New Support Services
Hope4Hardship’s divorce-related services include comprehensive assistance in various areas, including: a review of your current mortgage and household expenses; an exploration of refinancing, loan modification, or temporary relief options; an explanation of consequences of falling behind on payments; and developing strategies to avoid foreclosure while planning next steps.
“In addition to our counseling services, we have a network of resources—family law attorneys, credit counselors, mortgage lenders, etc.—who can provide assistance,” said Russell.
Hope4Hardship offers its counseling services for homeowners going through divorce free of charge. This service is also confidential, and judgment-free, ensuring that individuals can make informed decisions at their own pace with their best interests at heart.
If you or someone you know is facing divorce and is unsure how to manage their home, Hope4Hardship is here to help. For more information or to schedule a conversation, please call 508-501-9214 or visit hope4hardship.org.
About Hope4Hardship
Hope4Hardship is a non-profit corporation dedicated to helping homeowners in financial distress avoid foreclosure and find a path to financial recovery. Founded by Michael Russell, the organization has already helped thousands of homeowners regain control of their financial future. For more information, visit www.help4hardship.org.
Hope4Hardship’s Michael Russell Featured on the Between Two Doors Podcast with Nate Carver
The Between Two Doors Podcast
Michael Russell recently appeared on the Between Two Doors podcast with Nate Carver. The episode was entitled “Avoid Foreclosure & Remain a Homeowner – Michael Russell Shares Hope for Boston Families. Here’s a notable quote:
“I got scalped pretty hard during the downturn in 08 or 09. And and that stuff always resonates with me. I witnessed a lot of foreclosures. I witnessed a lot of lockouts where families were literally locked out of their property because the bank was taking it over and I lost some properties to foreclosure. I ended up filing bankruptcy, both corporate personal. So I went through the ringer, you know, put my family through the ringer and created a lot of collateral damage that took me the better part of 10 years to remedy. I did a pretty fair job of turning my life around and turning my circumstances around and so that’s why I created this nonprofit with the sole mission of just helping people remain homeowners.”
For more, check out the full interview.
Hope4Hardship’s Michael Russell Featured on the Hispanic Wealth Matters Podcast with Jose Tejada
The Hispanic Wealth Matters Podcast
Michael Russell recently appeared on the Hispanic Wealth Matters podcast with Jose Tejada. The episode was entitled “Turning Personal Struggle into a Life Mission, How Hope4Hardship Helps Homeowners Stay in their Homes.

“I believe wholeheartedly the one thing you can’t fake in life is shared struggle. You can fake anything else but you can’t fake shared struggle. So I have great empathy for people who are going through financial hardship. And if you are at threat of losing your home, it is tremendously likely that you have other problems in your life that frankly are much larger than just the financial piece. And that makes it very challenging to laser your focus into that financial piece and try to remedy that because you’ve got so many other issues going on in your life… When we are facing financial problems, there is a lot of denial. There’s a lot of blaming. There’s a lot of pointing fingers. You’d be amazed at how many people actually blame their bank for being behind on their mortgage. You know, seems silly to say it out
loud, but it’s reality. I have great empathy for that. I understand it. I went two years in my life not opening any mail. And so there’s, there’s, there’s no shame in that struggle for me.”
For more, check out the full interview.
Hope4Hardship’s Michael Russell Featured on the REI Agent Podcast with Mattias Clymer

The REI Agent Podcast
Michael Russell recently appeared on the REI Agent podcast with Mattias Clymer. The episode was entitled “From Crisis to Comeback to Saving Homes and Changing Lives with Michael Russell. Here’s a notable quote:
“In the last five years or so, I’ve been focusing on a nonprofit that I created called Hope4Hardship, which helps people who are facing imminent foreclosure in and around the New England area. It’s become my passion project. It’s something I enjoy doing because it resonates with me very personally because of my own struggles with those kinds of things.
There’s a whole bunch of real estate knowledge around in my head that makes it pretty simple for me to help people request assistance from the very entity that is threatening their housing—the bank. So it’s just pretty simple to me and so it doesn’t take a tremendous amount of effort. I’ve been doing that kind of thing my whole life and so I figured the best thing I can do with that knowledge is pay it forward to the next man and woman.”
For more, check out the full interview.
Hope4Hardship’s Michael Russell Featured on Free Life Agents Podcast
Free Life Agents Podcast
Michael Russell recently appeared on the Free Life Agents podcast with Kobe Xin. The episode was entitled “How to Overcome Adversity – Real LIFE Riches to Rags to RICHES with Michael Russell of Hope4Hardship”. Here’s a notable quote:
“The how I got to where I am today is by making all the wrong decisions for the better part of 20 years. And I did that really through a selfish entitlement where I I wanted to be wealthy from a very young age. And I saw this company as an opportunity to become wealthy. And so I I lived in the moment for the better part of 20 years. I lived in the moment. Every dollar I consumed, I spent. I fell into the typical societal American male norms of what was important in life and I pursued those things like they were the most important thing in the world, and I exhausted every possible dollar I could. I didn’t have any idea about macroeconomics or politics or regulations or anything that went on in the real world. I lived in my own little bubble. And I foolishly believed that the money was not just going to keep coming in, but it would come in at an even higher clip, in perpetuity for the rest of my career in my life.”
For more, check out the full interview.
Hope4Hardship’s Michael Russell Featured on Radio Entrepreneurs Podcast
Radio Entrepreneurs Podcast
Michael Russell recently appeared on the Radio Entrepreneurs podcast with Jonathan Freedman of Mage, LLC. The episode was entitled “Keeping Families in Their Homes” with Michael Russell of Hope4Hardship”. Here’s a notable quote:
“Between 2009 and 2012, I worked for Freddie Mac and we dispersed up, listed and sold more than 1000 foreclosed properties in and around southeastern Massachusetts. I got to witness lockouts where a family is greeted by a sheriff and two movers and a box truck. It’s heartbreaking.”
For more, check out the full interview
Hope4Hardship’s Michael Russell Featured on Never Lose a Deal Podcast
Never Lose a Deal Podcast
Michael Russell recently appeared on the Never Lose a Deal podcast with Lorillia Brown-Phillips. The episode was entitled “Real Estate Success after Bankruptcy & Foreclosure with Mike Russell”. Here’s a notable quote:
“By and large, this is, you know, pro bono therapy work trying to help people avoid the same ridiculous mistakes I made. And that’s the fair bargain that I made my life the last eight years has been a road of recovery in so many different ways. And the fair bargain that I’ve made is to give it freely to the next man or woman.”
For more, check out the full interview
Behind on your mortgage payments? Are you ducking calls from your bank? Avoiding the mail? Have you tried to fill out assistance applications but didn’t succeed? Are you getting increasingly nervous?